This Site is provided for informational purposes only. You agree to use this Site only for lawful purposes and in a manner that does not infringe the rights of others or restrict their use and enjoyment of the Site.

You agree not to:

• Use the Site for any unlawful, fraudulent, or harmful purpose
• Scrape, harvest, or collect data from the Site without our express written consent
• Reproduce, duplicate, copy, sell, or exploit any portion of the Site without authorization
• Transmit any unsolicited or unauthorized advertising or promotional material
• Attempt to gain unauthorized access to any part of the Site or its related systems
• Interfere with or disrupt the integrity or performance of the Site
• Use automated tools, bots, or scrapers to access MLS or IDX listing data

We reserve the right to terminate or restrict your access to the Site at any time, without notice, for any violation of these Terms.

Accessing or using this Site does not create a real estate agency, brokerage, fiduciary, or client relationship of any kind between you and Karen + Co Realty or Karen Tefft. No agency relationship is formed until a written representation agreement is signed by both parties.

Submitting a contact form, requesting information, downloading a guide, or communicating through this Site does not constitute the establishment of a broker-client relationship, and does not obligate Karen + Co Realty to represent you in any real estate transaction.

Until a written agreement is executed, Karen Tefft and Karen + Co Realty may act as a transaction broker or in a non-representative capacity as permitted under Florida law.

All content on this Site — including blog posts, buyer and seller guides, community information, market data, home valuation estimates, and any other materials — is provided for general informational purposes only. Nothing on this Site constitutes:

• Legal advice or a legal opinion
• Financial, tax, or investment advice
• A guarantee of any specific outcome in a real estate transaction
• A representation that any particular property is suitable for your needs

You should consult a licensed attorney, CPA, financial advisor, or other qualified professional before making any real estate, legal, or financial decisions. Karen + Co Realty expressly disclaims any liability arising from reliance on information provided on this Site.

Property listings displayed on this Site are sourced from the Multiple Listing Service (MLS) through IDX Broker. This data is provided for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

All listing information is deemed reliable but is not guaranteed accurate by the MLS, IDX Broker, or Karen + Co Realty. Listing data including price, status, square footage, lot size, taxes, HOA fees, and other details may be subject to change without notice and may contain errors or omissions. Karen + Co Realty makes no representations or warranties, express or implied, regarding the accuracy, completeness, or timeliness of any listing data.

Buyers are strongly advised to independently verify all property information, including but not limited to: square footage, school districts, zoning, HOA rules and fees, flood zone status, and property condition, through their own due diligence and qualified professionals.

IDX listing data is the property of the respective MLS. Unauthorized use, reproduction, or redistribution of IDX data is strictly prohibited.

Any home valuation tools, estimates, or Comparative Market Analyses (CMAs) provided through this Site or upon request are estimates only. They are based on publicly available data and general market conditions and do not constitute an appraisal, a guarantee of sale price, or a formal opinion of value. Only a licensed appraiser can provide a certified appraisal.

Karen + Co Realty expressly disclaims any liability for decisions made based on valuation estimates provided through this Site.

All content on this Site — including but not limited to text, graphics, photographs, logos, video, audio, downloadable guides, and the overall design and layout — is the property of Karen + Co Realty or its content suppliers and is protected by United States and international copyright, trademark, and other intellectual property laws.

You may not reproduce, distribute, modify, create derivative works from, publicly display, publicly perform, republish, download, store, or transmit any content from this Site without the prior written consent of Karen + Co Realty, except:

• You may print or download one copy of a reasonable number of pages for your own personal, non-commercial use
• You may share links to pages on this Site on social media for non-commercial purposes

The Karen + Co Realty name, logo, and all related marks are trademarks of Karen + Co Realty. REALTOR® is a registered trademark of the National Association of REALTORS®. Unauthorized use of any trademark on this Site is strictly prohibited.

By submitting information through any form on this Site (contact forms, lead capture forms, guide requests, etc.), you represent that all information you provide is accurate, current, and complete. You grant Karen + Co Realty a non-exclusive, royalty-free license to use that information to respond to your inquiry and provide real estate services.

You agree not to submit any information that is false, misleading, defamatory, obscene, or otherwise objectionable. Karen + Co Realty reserves the right to refuse service to anyone for any reason at any time.

This Site may contain links to third-party websites, including social media platforms, MLS search tools, mortgage calculators, and other resources. These links are provided for your convenience only. Karen + Co Realty does not endorse, control, or assume any responsibility for the content, privacy practices, or accuracy of any third-party site.

Your use of any third-party site is at your own risk and subject to that site's own terms of service and privacy policy.

Karen + Co Realty is committed to full compliance with the Fair Housing Act and all applicable federal, state, and local fair housing laws. We do not discriminate on the basis of race, color, religion, sex, national origin, disability, familial status, or any other protected class in the provision of real estate services or in the content of this Site.

THIS SITE AND ALL CONTENT, MATERIALS, AND SERVICES PROVIDED THROUGH IT ARE PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS, WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED. To the fullest extent permitted by applicable law, Karen + Co Realty expressly disclaims all warranties, including but not limited to:

• Implied warranties of merchantability, fitness for a particular purpose, and non-infringement
• Warranties that the Site will be uninterrupted, error-free, or free of viruses or other harmful components
• Warranties regarding the accuracy, completeness, or reliability of any content, listing data, or valuation estimates

TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, KAREN + CO REALTY, KAREN TEFFT, AND THEIR RESPECTIVE AGENTS, EMPLOYEES, AND SUCCESSORS SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, PUNITIVE, OR EXEMPLARY DAMAGES arising out of or related to your use of, or inability to use, this Site or its content — including but not limited to damages for loss of profits, goodwill, data, or other intangible losses — even if Karen + Co Realty has been advised of the possibility of such damages.

In no event shall Karen + Co Realty's total liability to you for all claims arising from or related to your use of this Site exceed one hundred dollars ($100.00).

Some jurisdictions do not allow the exclusion or limitation of certain warranties or damages, so some of the above limitations may not apply to you.

You agree to indemnify, defend, and hold harmless Karen + Co Realty, Karen Tefft, and their respective officers, agents, employees, and successors from and against any and all claims, liabilities, damages, losses, costs, and expenses (including reasonable attorneys' fees) arising out of or related to: (a) your use of this Site; (b) your violation of these Terms; (c) your violation of any third-party rights; or (d) any information you submit through this Site.

These Terms shall be governed by and construed in accordance with the laws of the State of Florida, without regard to its conflict of law provisions. Any dispute arising out of or relating to these Terms or your use of this Site shall be resolved exclusively in the state or federal courts located in Lake County, Florida, and you hereby consent to the personal jurisdiction of such courts.

You agree that any claim or cause of action arising out of or related to these Terms must be filed within six (6) months after such claim or cause of action arose, or be forever barred.

Karen + Co Realty is a licensed Florida real estate brokerage. Karen Tefft, Broker, License No. BK3064468. Brokerage License No. CQ1020386. Licensed and regulated by the Florida Department of Business and Professional Regulation (DBPR), Division of Real Estate.

If any provision of these Terms is found to be invalid, illegal, or unenforceable by a court of competent jurisdiction, that provision shall be modified to the minimum extent necessary to make it enforceable, and the remaining provisions shall continue in full force and effect.

These Terms, together with our Privacy Policy, constitute the entire agreement between you and Karen + Co Realty regarding your use of this Site and supersede all prior agreements, representations, and understandings.

If you have questions about these Terms of Service, please contact us: